Welcome to Paisa Pro. By accessing and using our website or services, you agree to follow the terms and conditions mentioned below. Please read them carefully before applying for any loan or financial service.

1. Services Offered

  • Paisa Pro is a financial service platform that connects customers with banks, NBFCs, and financial institutions.

  • We provide loan consultation, application support, and documentation assistance.

  • Final loan approval, interest rates, EMIs, and disbursement are solely at the discretion of the respective bank/NBFC.

2. Eligibility

  • You must be at least 21 years old and a resident of India to apply.

  • Eligibility for different loan products depends on income, credit history, repayment capacity, and other criteria set by the lender.

3. User Responsibilities

  • You agree to provide accurate, complete, and updated information during the loan application process.

  • Any false, misleading, or fraudulent information may result in rejection of your loan application or legal action.

  • You are responsible for maintaining confidentiality of your login details (if any).

4. Loan Approval & Disbursement

  • Loan approval and amount disbursal are subject to the policies of partner banks/NBFCs.

  • Paisa Pro does not guarantee loan approval or fixed interest rates.

  • Processing fees, if applicable, will be communicated in advance.

5. Fees & Charges

  • Certain services may attract processing or consultation charges.

  • Once a service has started, fees are non-refundable, except in cases of duplicate payment or as per our Refund Policy.

6. Data Privacy

  • We respect your privacy. Your personal and financial details are handled securely as per our Privacy Policy.

  • Your information may be shared with banks/NBFCs solely for the purpose of processing your loan.

7. Limitation of Liability

  • Paisa Pro is not responsible for:

    • Any loan rejection by banks/NBFCs.

    • Delays in loan processing/disbursal.

    • Decisions regarding interest rates, EMIs, or repayment terms.

  • We act only as a facilitator between you and the financial institution.

8. Third-Party Links

  • Our website may contain links to third-party sites. Paisa Pro is not responsible for their content, services, or policies.

9. Modification of Terms

  • Paisa Pro reserves the right to modify, update, or change these Terms & Conditions anytime without prior notice.

  • Continued use of our services means you accept the updated terms.